01
Rent that reconciles itself
Connect your bank through Open Banking and Xperty matches every payment to the right tenancy. You see what's landed, what hasn't, and how late it is — without opening a banking app or a spreadsheet.
For landlords
From one flat to
a hundred doors — in order
The reality
Four things that go wrong
in a self-managed portfolio
None of them are exotic. All of them are expensive, and all of them are avoidable with a system that keeps dates rather than relying on you to.
01
A missed certificate
An expired gas or electrical certificate can invalidate insurance, block possession proceedings and attract a civil penalty running to five figures per property.
02
Slow arrears
Rent that goes unchased for six weeks rarely gets paid in full. The difference between a polite reminder on day three and a phone call on day forty is usually the whole balance.
03
A deposit you can't defend
Without a dated, photographed inventory and a signed check-in, adjudicators decide for the tenant. Not because they're unfair — because that's where the evidence points.
04
A January reckoning
Twelve months of receipts reconstructed in one weekend. With Making Tax Digital phasing in, that approach stops being merely painful and starts being non-compliant.
Your portfolio
One screen that answers
the only three questions
Who owes me money, what needs doing, and what is this actually earning? Everything else in property software is decoration on top of those three.
app.xperty.co.uk / my-portfolio
Good morning, Daniel
Rent due this month£14,720£13,270 received
In arrears£1,4501 tenancy
Net yield5.8%▲ 0.3 pts
Actions31 urgent
| Needs you | Property | By when | |
|---|---|---|---|
| EICR expires Book an inspection — quotes attached | 7A Fitzalan St | 04 Sep 2026 | 41 days |
| Rent 6 days late Reminder sent · formal letter drafts 30 Jul | Flat 3, Marlowe Ct | Today | Chase |
| Approve repair quote Communal stair lighting · £340 + VAT | Marlowe Court | 29 Jul 2026 | Review |
| Q2 figures ready Income £43,410 · allowable expenses £8,905 | All properties | 07 Aug 2026 | MTD |
Net income, 12 monthsafter costs and voids
What you get
The agent's toolkit,
without the agent's fee
02
Compliance that chases you
Upload a certificate once; Xperty reads the expiry and starts reminding you sixty days out — by email, in the app, and on your phone. Gas, electrical, EPC, alarms, licensing, insurance.
03
Tenants who don't need to ring you
Your tenants get a portal to report repairs with photographs, see their statement, and download their documents. Conversations stay attached to the tenancy instead of scattered across WhatsApp.
04
Inventories that hold up
Walk the property with your phone. Room by room, photograph by photograph, time-stamped and signed by the tenant. At check-out, Xperty builds the comparison and the dispute bundle for you.
05
Tax records that are already digital
Income and allowable expenses categorised as they happen, receipts attached, quarterly figures ready for Making Tax Digital for Income Tax — or exported straight to your accountant.
06
Notices done properly
Post-reform notices with the right ground, the right notice period and a record of service. Rent increases via the statutory annual route, generated from the tenancy rather than a template you found online.
Making Tax Digital
Are you in scope yet?
MTD for Income Tax is phasing in by qualifying income — that's gross property and self-employment income before expenses, not profit. Xperty keeps the digital records the rules require from the day you start, so the deadline is a formality.
Xperty is software, not a tax adviser. Thresholds and dates reflect HMRC's published timetable; check your own position with your accountant.
FROM APRIL 2026
Qualifying income over £50,000
Digital records and quarterly updates required. This is live now — the first quarterly updates for the 2026/27 tax year are already due.
FROM APRIL 2027
Over £30,000
The threshold drops. A landlord with three or four typical properties is likely in scope from this point.
FROM APRIL 2028
Over £20,000
The widest phase announced so far. Most landlords with more than a single property will be inside it.
“I was paying an agent eight per cent to do things I could see weren't being done. Xperty costs me a fraction of that and I actually know what's happening in my own properties for the first time in nine years.”
DR
Daniel Rowntree · 34 units across Leeds & Wakefield
Landlord plans
Priced per unit,
not per headache
No setup fee, no minimum term on monthly plans, and your data is yours to export whenever you want it.
Single
One property, fully covered.
£9
per month
- 1 unit
- Rent tracking & reminders
- Compliance register
- Document vault
- Tenant portal
Most chosen
Portfolio
Two to fifty units.
£6
per unit, per month
- Everything in Single
- Open Banking reconciliation
- Inventories & inspections
- MTD-ready records & exports
- Notice generation
- Contractor management
Professional
Fifty units and above.
£4.50
per unit, per month
- Everything in Portfolio
- Multiple companies & SPVs
- Team accounts & permissions
- Accountant seat included
- API access
- Named account manager
All prices exclude VAT. 30-day free trial on every plan, no card required.
Set it up in
an afternoon
Add your properties, connect your bank, upload the certificates you have. Xperty finds the expiry dates and builds the calendar for you. Thirty days free, no card, no call required.